HWM Insights

Many small business 401(k) plans are still operating on fee structures that were standard a decade ago but are now significantly more expensive and less transparent than what is available today. If your plan was set... >>

Successful business owners are often the last people to feel financially secure. Revenue is strong. The company is growing. But ask about personal financial security, the kind that exists independently of the... >>

H.R.1, the new federal tax law signed in July 2025, makes permanent many provisions that were scheduled to sunset and introduces new planning considerations that affect working professionals, families, business... >>

Business owners who have built successful companies have already accomplished the difficult 80% of wealth building. They created revenue from nothing, managed cash flow under pressure, built teams, and made strategic... >>

Business owners who are comfortable evaluating private investments, real estate, private equity, and direct lending often arrive at the same question about their Roth IRA: could this account hold the same kinds of... >>

AI tools are making businesses more efficient, and most business owners who adopt them are seeing real gains in time and output. Productivity and prosperity are not the same thing, however, and the owners who will... >>

Mid-year is the most underused planning window in a business owner's calendar. By June, there is enough of the year on record to see where taxable income is trending, and enough time remaining to take meaningful... >>

I recently read another article about women and financial literacy. After 20 years in finance, I've heard this story too many times. But we're solving the wrong problem. The women I meet aren't financially... >>

06.15.25 -- By mid-year, most business owners have a clear sense of how the year is shaping up—and enough time to influence the outcome. Last week, we covered five foundational conversations every business owner... >>