HWM Insights

06.29.25 -- The popularity of Roth IRAs has exploded in recent years—and for good reason. Strategic Roth 401(k) contributions, timely conversions, and tax-free growth potential have made them more popular, with... >>

06.22.25 -- The statistics are compelling: 72% of small businesses are optimistic about AI, and 66% are already seeing gains. Business owners are working smarter, faster, leaner. But productivity and prosperity... >>

06.09.25 -- With the June 16 estimated tax deadline approaching, this is your window to pause and plan. Mid-year is when you still have time to shape the outcome—not just react to it. These five... >>

06.05.25 -- I recently read another article about women and financial literacy. After 20 years in finance, I've heard this story too many times. But we're solving the wrong problem. The women I meet aren't... >>

06.15.25 -- By mid-year, most business owners have a clear sense of how the year is shaping up—and enough time to influence the outcome. Last week, we covered five foundational conversations every business... >>

06.01.25 -- Last week, I wrote about what it costs when you're the system — when your business relies too heavily on you to function. This week builds on that idea. Once your business runs more smoothly, the... >>

Why your company might be worth less than it should be — and how to fix it >>

05.19.25 -- I keep hearing the same three phrases from business owners: "I need to clean up my books first." "Let me just hit this next revenue milestone." "I honestly don't even know what my ideal retirement... >>

05.12.25 -- I didn't realize how unique our childhood was until years later. Saturdays weren't for soccer games or sleepovers — they were for working the outlet store at our parents' manufacturing plant. My... >>